Advt. No. HRDD/RECT/02/2026-27 | Grade JMGS-I | Apply Online at iob.bank.in
Indian Overseas Bank (IOB), a leading Public Sector Bank headquartered in Chennai, has released Advertisement No. HRDD/RECT/02/2026-27 dated 7 August 2026, inviting online applications for 250 Local Bank Officer (LBO) posts in Grade JMGS-I. This is a state-cadre recruitment restricted to four states — Tamil Nadu, Karnataka, Maharashtra, and Gujarat — with candidates required to apply against the vacancy of one state only. Online registration is open from 8 August 2026 to 24 August 2026 at the official portal, iob.bank.in.
| Event | Date |
|---|---|
| Notification Date | 7 August 2026 |
| Opening Date of Online Registration | 8 August 2026 |
| Closing Date of Online Registration | 24 August 2026 |
| Payment of Application Fee/Intimation Charges | 8 August 2026 to 24 August 2026 |
A total of 250 posts of Local Bank Officer (JMGS-I) are to be filled across four states. A candidate can apply for only one state; the merit list is prepared state-wise and category-wise. Some states include backlog vacancies.
| State | Mandatory Language | Vacancies | SC | ST | OBC | EWS | UR (Gen) |
|---|---|---|---|---|---|---|---|
| Tamil Nadu | Tamil | 100 | 15 | 6 | 33 | 9 | 37 |
| Karnataka | Kannada | 50 | 8 | 3 | 16 | 4 | 19 |
| Maharashtra | Marathi | 50 | 7 | 4 | 15 | 5 | 19 |
| Gujarat | Gujarati | 50 | 6 | 5 | 16 | 4 | 19 |
| Total | — | 250 | 36 | 18 | 80 | 22 | 94 |
Out of the total vacancies, 12 posts are earmarked for Persons with Benchmark Disabilities (PwBD) on a horizontal basis — 2 Visually Impaired (VI), 2 Hearing Impaired (HI), 5 Orthopedically Challenged (OC), and 3 Intellectual Disability (ID) — placed within their respective SC/ST/OBC/EWS/UR category.
Applicant must be a citizen of India, a subject of Nepal or Bhutan, a Tibetan refugee who came to India before 1 January 1962, or a person of Indian origin who migrated from certain specified countries with the intention of permanently settling in India (subject to a Government of India eligibility certificate for the latter categories).
The cut-off date for age and educational qualification eligibility is 1 August 2026 — candidates must have been born not earlier than 2 August 1996 and not later than 1 August 2006.
| Post | Age Limit | Educational Qualification |
|---|---|---|
| Local Bank Officer (LBO), JMGS-I | Min. 20 / Max. 30 years | A Degree (Graduation) in any discipline from a University recognized by the Government of India, or an equivalent qualification recognized as such by the Central Government. Candidate must possess a valid mark-sheet/degree certificate as a graduate on the day of registration and indicate the percentage of marks obtained. |
Candidates must be proficient in reading, writing, and speaking the local language of the state applied for (Tamil, Kannada, Marathi, or Gujarati as applicable). Candidates who have not studied the specified local language as a subject in Class 10 or Class 12 will be required to appear for and qualify a Language Proficiency Test (LPT) before the Personal Interview — failing the LPT disqualifies a candidate from further selection.
| Category | Relaxation |
|---|---|
| SC/ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disability (PwBD) | 10 years |
| Persons affected by 1984 riots | 5 years |
| Ex-Servicemen/Commissioned Officers (min. 5 years military service) | 5 years |
Cumulative age relaxation for SC/ST/OBC candidates (combined with one other applicable category) is capped at a maximum upper age limit of 50 years. Maximum age limit as specified applies to General and EWS category candidates.
| Category | Fee (incl. GST) |
|---|---|
| SC/ST/PwBD (Intimation charges only) | ₹175 |
| GEN/EWS/OBC | ₹850 |
Payment is accepted online only, via Debit Card, Credit Card, Internet Banking, BHIM/UPI. The fee, once paid, is non-refundable and cannot be adjusted against any other recruitment process.
| Particulars | Details |
|---|---|
| Grade/Scale | Assistant Manager (Scale I) |
| Basic Pay Scale | 48480-2000/7-62480-2340/2-67160-2680/7-85920 |
| Allowances | DA, HRA, CCA, and other perquisites as per Bank rules |
| Probation Period | 2 years (active service) from date of joining |
| Service Bond | ₹2,00,000 Financial Service Indemnity Bond for a minimum service period of 3 years |
| State Posting Lock-in | Posted within the selected state for the first 12 years of service, or until promotion to SMGS-IV, whichever is earlier |
One advance increment is payable for each prior completed year of service as an Officer in a Scheduled Commercial Bank (max. 2 increments), provided the candidate’s job profile matches that of a Scale-I Generalist Officer of IOB. Candidates from subsidiaries of Scheduled Commercial Banks are eligible for only 1 increment. Prior experience does not count towards service seniority.
Selection consists of an Online Examination, followed by a Language Proficiency Test (LPT, where applicable), and a Personal Interview.
| Topic | No. of Questions | Max. Marks | Duration |
|---|---|---|---|
| Reasoning and Computer Aptitude | 30 | 60 | 60 minutes |
| General/Economy/Banking Awareness | 40 | 40 | 30 minutes |
| Data Analysis and Interpretation | 30 | 60 | 60 minutes |
| English Knowledge | 40 | 40 | 30 minutes |
| Total | 140 | 200 | 3 hours |
The exam is conducted in English and Hindi (except English Knowledge, which is English only). There is a penalty of ¼ mark for each wrong answer, with no penalty for unattempted questions. There are no sectional cut-offs, but the minimum qualifying aggregate is 30% for reserved candidates and 35% for unreserved candidates.
Required only for candidates shortlisted for interview who have not studied the state’s specified local language in Class 10 or 12. Failing the LPT makes a candidate ineligible for the Personal Interview and further selection.
Carries 100 marks. Minimum qualifying marks: 45% for reserved candidates, 50% for unreserved candidates.
The Online Examination and Personal Interview are combined in a weightage ratio of 80:20. The minimum aggregate score required is 30% for reserved categories and 35% for unreserved category. Final selection is based on the merit list prepared state-wise and category-wise.
| State | Online Examination Centres |
|---|---|
| Tamil Nadu | Chennai, Madurai, Tirunelveli, Salem, Coimbatore, Tiruchirappalli, Vellore, Namakkal, Erode, Tirupur, Virudhunagar, Kanyakumari/Nagercoil, Thanjavur, Cuddalore |
| Karnataka | Bengaluru, Hubli-Dharwad, Mysuru |
| Maharashtra | Chhatrapati Sambhaji Nagar (Aurangabad), Nagpur, Pune, Mumbai/Thane/Navi Mumbai/MMR, Amaravati, Latur, Nanded, Jalgaon, Nashik, Kolhapur, Solapur, Ratnagiri |
| Gujarat | Ahmedabad/Gandhinagar, Anand/Vadodara, Surat, Mehsana, Bhavnagar, Rajkot |
| Assam | Guwahati, Silchar, Jorhat, Tezpur (for candidates from other states allotted this centre) |
The Bank reserves the right to add, delete, or modify examination centres based on response and administrative feasibility. No request for change of centre will be entertained.
A total of 250 vacancies are available across Tamil Nadu (100), Karnataka (50), Maharashtra (50), and Gujarat (50).
Online registration and fee payment are open from 8 August 2026 to 24 August 2026.
No, this recruitment covers only Tamil Nadu, Karnataka, Maharashtra, and Gujarat. There is no Assam-specific vacancy in this notification.
Candidates must be between 20 and 30 years old as on 1 August 2026 (born between 2 August 1996 and 1 August 2006), with age relaxation for reserved categories.
₹175 for SC/ST/PwBD candidates and ₹850 for General/EWS/OBC candidates, inclusive of GST.
Selection involves an Online Examination (140 questions, 200 marks, 3 hours), a Language Proficiency Test where applicable, and a Personal Interview (100 marks), combined in an 80:20 weightage ratio.
No, prior banking experience is not mandatory for eligibility, though candidates with prior experience as an Officer in a Scheduled Commercial Bank may be eligible for advance increments in pay.
Selected candidates will be posted within their selected state for the first 12 years of service, or until promotion to SMGS-IV grade, whichever is earlier.
